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Credit Cards

We make it easy to choose the credit card that is right for you, whether that be for personal use or for your business. With different options to choose from, we make it easy to get the low rates or reward points you want. Expand the boxes below to see card Features, Benefits, and Fees.

  • Personal Card - Low Rate

    Features:

    • No annual fee.
    • Low introductory rate for the first six months.1
    • Competitive ongoing APR.1
    • 25-day interest-free grace period on all purchases. No grace period on cash advances.
       

    Benefits:

    • 24-hour toll-free live customer assistance available at (800) 367-7576.
    • Online account information available 24/7 at www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
    • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
       

    Fees:

    • Other fees may be charged. These fees are listed on the product matrix.
  • Personal Card - World/Preferred Points Rewards

    Features:

    • Earn points that you can redeem for rewards. Earn one point for each dollar spend, up to 10,000 points per month.
    • Low introductory rate for the first six months.1
    • Competitive ongoing APR.1
    • No annual fee.
    • 25-day interest-free period on all purchases. No grace period on cash advances.
       

    Benefits:

    • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, MP3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.
    • To view or redeem rewards points, visit www.mypreferredpoints.com or call (866) 678-5191.
    • 24-hour toll-free live customer assistance at (800) 367-7576.
    • Online account information available 24/7 at www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
    • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
       

    Fees:

    • Other fees may be charged. These fees are listed on the product matrix.
  • Business Card - Standard

    Features:

    • No annual fee.
    • Competitive ongoing APR.1
    • 25-day interest-free grace period on all purchases. No grace period on cash advances.
    • Individual and summary billing options.
       

    Benefits:

    • 24-hour toll-free live customer assistance available at (800) 367-7576.
    • Online account information available 24/7 at www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
       

    Fees:

    • Other fees may be charged. These fees are listed on the product matrix.
  • Business Card - Preferred Points Rewards

    Features:

    • Earn one reward point for each dollar spent, up to 10,000 points per month.
    • Low annual fee of $49.00 per account.
    • Competitive ongoing APR.1
    • 25-day interest-free grace period on all purchases. No grace period on cash advances.
    • Individual and summary billing options.
       

    Benefits:

    • Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, MP3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.
    • To view or redeem rewards points, visit www.mypreferredpoints.com or call (866) 678-5191.
    • 24-hour toll-free live customer assistance available at (800) 367-7576.
    • Online account information available 24/7 at www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
       

    Fees:

    • Other fees may be charged. These fees are listed on the product matrix.
  • Apply Now!

    Ready to apply?

    Fill out the application that fits your credit card needs and fax your completed application to the Card Service Center at 877-809-9162, or mail your completed application to:

    Card Service Center
    PO Box 569120
    Dallas, TX 75256-9120


    Click here for the Consumer Application

    Click here for the Business Application