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Savings

It’s never too early or late to begin saving for the future. The Maries County Bank offers several options to meet your needs. All of our savings accounts feature competitive rates, free online banking, mobile banking, Bill Pay, and eStatements. Accounts are FDIC insured and can be accessed online or by telephone, 24/7.

Expand the boxes below to see more information about our savings accounts.

  • Overview
    Account Type Minimum Opening Balance Monthly Fee
    (if minimum balance is not met)
    Interest Compounded
    Passbook Savings $5 - Semi-annually
    MMDA $1,000 - Monthly
    Performer MMDA $10,000 - Monthly
    Little Savers $5 - Semi-annually
    Teen Savers $5 - Semi-annually
    Christmas Club $1 min/$100 max - Week 50*
    Vacation Club $1 min/$100 max - Week 50*
    Investment Savings $10,000 $2 Quarterly
    Statement Savings $100 $2 Quarterly

    *See below for more information

  • Passbook Savings Program

    A savings account that’s perfect for everyone. Only $5 is needed to open this variable interest rate account with no monthly charge. Interest is compounded and paid semi-annually. This account allows up to six (6) transfers per statement cycle to another account or to third parties by preauthorized, automatic, or telephone transfer. This account uses a variable interest rate and may change at any time.

  • Little Savers Program

    Teach your youngster the value of savings. Available to customers age 12 and under and offers a special interest rate. Only $5 is needed to open this 2-tiered interest rate account with no monthly charge. Interest is compounded and paid semi-annually. This account allows up to six (6) transfers per statement cycle to another account or to third parties by preauthorized, automatic, or telephone transfer. This account uses a variable interest rate and may change at any time.

  • Teen Savers Program

    Encourage savings and teach your teen to be responsible. This savings account is for anyone age 13 through 17 and provides a special interest rate along with an optional ATM debit card. Only $5 is needed to open this 2-tiered interest rate account with no monthly charge. Interest is compounded and paid semi-annually. This account allows up to six (6) transfers per statement cycle to another account or to third parties by preauthorized, automatic, or telephone transfer. This account uses a variable interest rate and may change at any time.

  • Traditional, Roth, and Coverdell IRA

    IRA Accounts are great ways to start saving for the future. Contributions can be made at any time, in any amount, up to contribution limits. There is no minimum balance to open an account and no monthly service charge. Interest is compounded and paid quarterly. This account uses a variable interest rate and may change at any time.

  • Christmas Club

    Start saving early for Christmas with a Christmas Club account. If you make 49 consecutive and timely weekly deposits of the same amount, we will make the 50th deposit of that amount for you. Accounts can be opened November 1st through November 30th. There is a $1 minimum and $100 maximum amount on the weekly deposits. Withdrawals prior to maturity are subject to an early withdrawal penalty. Check will automatically be mailed in October for the account balance.

  • Vacation Club

    Start saving early for vacations with a Vacation Club account. If you make 49 consecutive and timely weekly deposits of the same amount, we will make the 50th deposit of that amount for you. Accounts can be opened May 1st through May 31st. There is a $1 minimum and $100 maximum amount on the weekly deposits. Withdrawals prior to maturity are subject to an early withdrawal penalty. Check will automatically be mailed in April for the account balance.

  • Health Savings Account

    A Health Savings Account is a tax-exempt custodial account established for the purpose of paying medical expenses in conjunction with a high-deductible health care plan. This 3-tiered interest bearing account has no minimum balance to open the account and no monthly service charge. Interest is compounded and paid quarterly. This account uses a variable interest rate and may change at any time.

  • Investment Savings

    A special investment savings account. An initial $10,000 deposit is required to open this account. A service charge of $2 will be imposed every month if the average daily balance for the month falls below $100. Interest is compounded and paid quarterly. This account allows up to six (6) transfers per statement cycle to another account or to third parties by preauthorized, automatic, or telephone transfer. This account uses a variable interest rate and may change at any time.

  • Statement Savings

    A special 2-tiered interest bearing savings account. An initial $100 deposit is required to open this account. A service charge of $2 will be imposed every month if the average daily balance for the month falls below $100. Interest is compounded and paid quarterly. This account allows up to six (6) transfers per statement cycle to another account or to third parties by preauthorized, automatic, or telephone transfer. This account uses a variable interest rate and may change at any time.