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Certificates of Deposit

Let it grow!

Certificates of Deposit (CDs) are a low-risk savings option to optimize your investment returns. Take advantage of our competitive rates with several available terms and options. A $1,000 deposit is required to open a regular CD and a $100,000 deposit is required to open a Jumbo CD. Interest is paid quarterly and can be compounded, deposited to a checking or savings account, or paid by check. Withdrawals prior to maturity are subject to an early withdrawal penalty. All CDs are FDIC insured up to $250,000.

Regular CD Terms and Rates

 
Regular CD  Types

Min. Deposit to Open

Min.
Balance to Obtain APY
Interest Rate


Annual Percentage Yield (APY)
Kids Special CD1 $250 $250 Varies1 Varies1
91 Day CD $1,000 $1,000 0.95% 0.95%

182 Day CD

$1,000
$1,000
1.00%
1.00%
9 Month CD $1,000 $1,000 0.80% 0.80%

*Special*

365 Day CD

$1,000

$1,000

4.50%

4.58%
15 Month CD $1,000 $1,000 1.30% 1.31%
18 Month CD $1,000 $1,000 1.40% 1.41%
24 month CD
$1,000
$1,000
1.50%
1.51%
30 Month CD $1,000 $1,000 1.60% 1.61%
36 Month CD $1,000 $1,000 1.75% 1.76%
48 Month CD $1,000 $1,000 2.00% 2.02%
60 Month CD $1,000 $1,000 2.10% 2.12%

Jumbo CD Terms and Rates

Jumbo CD Types

Min. Deposit to Open

Min. Balance to Obtain APY
Interest Rate


Annual Percentage Yield (APY)
91 Day CD $100,000 $100,000 0.95% 0.95%

182 Day CD

$100,000
$100,000
1.00%
1.00%
9 Month CD $100,000 $100,000 0.80% 0.80%

*Special*

365 Day CD

$100,000

$100,000

4.50%

4.58%
15 Month CD $100,000 $100,000 1.30% 1.31%
18 Month CD $100,000 $100,000 1.40% 1.41%
24 Month CD
$100,000
$100,000
1.50%
1.51%
30 Month CD $100,000 $100,000 1.60% 1.61%
36 Month CD $100,000 $100,000 1.75% 1.76%
48 Month CD $100,000 $100,000 2.00% 2.02%
60 Month CD $100,000 $100,000 2.10% 2.12%

IRA CD Rates


IRA CD Types

Min. Deposit to Open

Min. Balance to Obtain APY
Interest Rate


Annual Percentage Yield (APY)
IRA CD $25,000 $25,000 *** ***















Up to 12 Month Term | Interest Rate based on term | All subsequent deposits must be in increments of $100 or more. 
***IRA COD Rate based on regular COD rate for term selected no brokered deposits will be accepted
APY (Annual Percentage Yield), current as of December 8th, 2023 & is subject to change without notice.
Early Withdrawal Penalty Applies. Automatically renewable at normal certificate of deposit rate.