Kasasa branded photo with a woman looking at her debit card while on her computer

Kasasa Reward Checking

Take back your cash, your fees...

Your control!

You-decide Free Checking that pays a high rate of interest or Free Checking that pays you rewards for using your debit card with options of ways to help you save along the way. “Take Back Banking” with our Free Kasasa accounts!

Free Kasasa Cash^®

Checking

Minimum Opening Balance: $100
No Monthly Fee
Interest Bearing: Yes
Free Checks: No

Apply for Kasasa Cash^®

Free Kasasa Cash Back^® Checking

Minimum Opening Balance: $100
No Monthly Fee
Interest Bearing: No
Free Checks: No

Apply for Kasasa Cash Back^®

Free Kasasa Saver^®

Minimum Opening Balance: $5
Requires an Established Kasasa Cash or Cash Back Account
No Monthly Fee
Interest Bearing: Yes

Ready to enroll? Contact us today!

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Get paid 2.00% Annual Percentage Yield (APY)* on your checking account balance with this free account. You’ll earn high reimbursements on your nationwide ATM withdrawal fees as well. There are no monthly maintenance fees and no minimum balance requirements to earn your rewards. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the accounts rewards.

Details

Free checking that pays high interest
2.00% APY* on daily balances up to and including $10,000.99
0.25% APY* on the portion of the daily balance of $10,001.00 or more
Resulting in a range from 2.00% to 0.43% APY depending on the account’s daily balance
0.01% APY* on the account’s entire daily balance and ATM withdrawal fees are not refunded if qualifications aren't met
Reimbursements on nationwide ATM withdrawal fees up to $25.00 monthly (Max of $4.99 per transaction)
Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
Link to free Kasasa Saver® to build savings automatically
$100 minimum deposit is required to open account
Rates, rewards, and bonuses, if any are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
APYs accurate as of 02/27/2024
There are no recurring monthly maintenance charges or fees to open or close this account.

It's easy to qualify for Kasasa Cash Rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle*

*Kasasa® Cycle Dates

Be enrolled in and agree to receive eStatements
At least 12 Debit Card purchases
Be enrolled in and log into Online Banking
Maintain a valid email address on record with our bank

And that's it! Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn the base interest rate. And you can get right back to earning your full rewards the very next month.

Free Kasasa Cash Back^® Checking

This free checking account is great for those who often make purchases with their Debit Card. You’ll earn an amazing 4.00% cash back on up to a total of $200.00 in debit card purchases every month! Get reimbursements on your nationwide ATM withdrawal fees to save you even more money! To boot, there are no minimum balance requirements to earn your rewards and no monthly maintenance fees. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the accounts rewards.

Free checking that pays you back
Receive 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period
No category restrictions on purchases
Earn up to $96.00 cash back per year, up to $8.00 per monthly qualification cycle
Reimbursements on nationwide ATM withdrawal fees up to $25.00 monthly (Max of $4.99 per transaction)
Link to free Kasasa Saver® to build savings automatically
No monthly maintenance fees
$100 minimum deposit is required to open account
Rates, rewards, and bonuses, if any are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
When account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
Cash back payments and nationwide ATM withdrawal fees reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.

Qualifying for your Kasasa Cash Back rewards is a piece of cake!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle*

*Kasasa® Cycle Dates

Be enrolled in and agree to receive eStatements
At least 12 Debit Card purchases
Be enrolled in and log into Online Banking
Maintain a valid email address on record with our bank

Don't worry if you don't meet our qualifications — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

Get paid 1.00% Annual Percentage Yield (APY)*. Kasasa Saver was created to perfectly complement Kasasa Cash® and Kasasa Cash Back® checking accounts. It maximizes your Kasasa® checking rewards by automatically transferring them to this interest-earning account every month. There are no monthly maintenance fees, and no minimum balance required to earn rewards. An effortless way to save, you can "set-it and forget-it" to build a nice rainy-day fund. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the accounts rewards.

Free account that builds your savings effortlessly
Links to free Kasasa Cash® or Kasasa Cash Back® checking
Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
1.00% APY* on daily balances up to and including $30,000.99
0.25% APY* on the portion of the daily balance of $30,001.00 or more
Resulting in a range from 1.00% to 0.47% APY* depending on the account’s daily balance
0.01% APY* on the entire daily balance in the account if qualifications are not met in your linked Kasasa Cash or Kasasa Cash Back account
Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APYs accurate as of 02/27/2024
Rates, rewards, and bonuses, if any are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
$5.00 minimum deposit is required to open account
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.

Qualifying for the higher Kasasa Saver rate is simple!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle*

*Kasasa® Cycle Dates

Be enrolled in and agree to receive eStatements
At least 12 Debit Card purchases
Be enrolled in and log into Online Banking
Maintain a valid email address on record with our bank

If for some reason you don't meet these qualifications, don't worry — You can still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.